What we use them for
Through Family First Life, we have access to F&G’s life and annuity product lines. From an agent’s perspective, they tend to be a strong fit when:
- The conversation is fixed-indexed annuities. F&G has been an active FIA writer for years and is routinely quoted alongside other FIA carriers when the goal is qualified-money rollover or non-qualified accumulation.
- The case is IUL. F&G also writes in the indexed universal life category, which means they can come up in either life or annuity conversations.
- The buyer is comfortable with a public-parent subsidiary. F&G’s parent (Fidelity National Financial, NYSE: FNF) is publicly traded, which gives buyers public quarterly disclosures at the parent level.
A note on financial strength
The AM Best A (Stable) rating shown above was confirmed from F&G’s own corporate site at the time this page was drafted (as of 3/2026). Ratings change quarterly — pull current AM Best, S&P, and Fitch values directly from AM Best before citing any specific number on a call.
When to consider another carrier
If the priority is broad national brand recognition in the life conversation, Mutual of Omaha or Lincoln Financial tends to be the smoother opener. If the goal is annuity scale at the largest carriers, Athene, Corebridge, or Global Atlantic are typically the comparison set. F&G tends to be the answer when their specific FIA or IUL illustration happens to fit the case better than the alternatives.
Get a quote
Want to see what F&G looks like for your situation? We pull current illustrations on the call. The form below pre-fills your interest as F&G — we’ll come back with side-by-side options.